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Does Insurance Cover Space Debris?

Ever think about space debris hitting your home? It's rare in North Texas, but not impossible. If it does happen, who covers the damages?

A family in Florida faced this when a piece of the International Space Station hit their roof, costing $15,000. I found out that homeowners insurance should cover asteroid or meteorite hits, but it's worth checking your policy.

According to the United Nations Office of Outer Space Affairs, the country where the launch happened is responsible for damages. So, if a Russian rocket piece hits your house, Russia should pay. Good luck with that!

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